PayClear
Debt payoff for real-world complexity
The only debt payoff app built for multiple APRs on the same card, Buy Now Pay Later plans, and promotional rates that expire. See exactly when you'll be debt-free and how much you'll save.
Tools for everyday clarity
We build thoughtful apps for personal finance and health. No bank connections. No overwhelming dashboards. Just tools that meet you where you are.
See Our AppsOur Apps
Tools designed to simplify the complex parts of everyday life.
TilPay
Know your balance on any day
See exactly what you'll have on any day between now and payday—no bank connection required. Cash flow projection for people who think in pay periods, not calendar months.
CollegeFlow
Every deadline, one app
Stop tracking college deadlines in your head, on paper, or in your parents' spreadsheet. One app for every school, every deadline.
BalancedPlate
Diabetes meal planning, simplified
Build balanced plates and see how your meals affect your glucose—one plate at a time. Meal planning that doesn't overwhelm.
About Us
Common Ground Collective is a small studio focused on building tools that help people navigate everyday decisions—whether that's paying down debt, planning meals, or keeping track of what matters.
We believe good software should feel simple, not overwhelming.
Get Early Access
Join our beta testing list and be the first to try new features.
Or reach out directly at contact@common-ground-collective.com